I really appreciate you stopping by and I applaud you for taking the time to look at your future. You are one of a minority of retirees taking the time to get some facts and plan ahead. Like I planned ahead and have a rewarding retirement, hopefully, you will also.
I know you’re busy so let’s get right to it. I’m a 70-year-old X-retiree. I teach Retirement Readiness Classes several times a month and have an independent advisory practice. My classes are educational only - nothing is pitched or offered. They're fun - I enjoy them and so will you.
In my practice, Royce Financial I provide Wealth Management Oversight and Expanded Guidance on all facets of retirement planning. So, once a week I teach about what I deal with in the real world every day. I meet with folks in my office as well as online for folks out of town or state.
I was born and raised in Houston but did not want to raise my boys there. In 1985 we moved to a rural setting here, east of town in Bryan, TX. I semi-retired early at 40 after selling a very successful property & casualty specialty insurance agency. I got to spend a lot of quality time on our property having fun with my family. These days I do a lot of vegetable gardening, pasture maintenance, and wildlife management tasks. Like most folks my age, I try to eat right, exercise, take care of myself and see the doctor as little as possible. If you're a Boomer, I know what’s on your mind.
I began in the insurance industry with Prudential in 1971. I have held an insurance license in Texas for over 45 years. I started computer programming back in 1980 with my first P&C insurance agency. My computer programs allowed us to grow to be one of the largest specialty agencies in 5 states. I have four decades of financial services, insurance, and successful business management experience to bring to bear in my classes and my practice.
I have invested in many different ways in the market for 30+ years. I have lost money and made money and been through booms and busts. I especially understand and teach, how the investing guidelines you used during the money “accumulation” phase of your life no longer apply. Your retirement, when you're in the "distribution" phase, runs by a different set of rules.
I hope to see or talk to you sometime.
Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Royce Financial are independent of each other.